Watercrest 1004 'Neptune's Reef'

Welcome to Neptune's Reef, Watercrest 1004 in Panama City Beach, FL You are not going to believe this view from your private balcony! This is a great place for watching the beach and enjoying outdoor dining.
Sweeping vistas of "The World's Most Beautiful Beaches" Sugar white sand and emerald green waters are the trademark of Panama City Beach, FL!
The great room's huge flat screen TV is perfect for watching the big game or keeping up with your favorite shows. Relax and enjoy!
Neptune's Reef's great room includes a queen sleeper sofa, love seat and a leather recliner. The map table is lots of fun for everyone, too. Enjoy a great view ocean from your nautically inspired great room.
Huge beachfront balcony for sunning, relaxing, reading, eating, enjoying the whole beach experience!
There's plenty of room for everyone to gather to make memories that will last a lifetime!
You'll love our Bali inspired dining room that seats 6. The beautiful pineapple chandelier is set up with a dimmer for setting just the right mood.
View toward the kitchen from the great room.
Extra seating at the granite breakfast bar on heavy duty swivel topped stools lets everyone hang out and 'help" with making breakfast, lunch or dinner.
The well equipped gourmet kitchen has beautiful appliances, granite counter tops and honey oak cabinets with lots of storage. We also have both a Keurig coffee machine and a drip coffee maker.
Another view of the kitchen!
King Neptune's Master Suite has incredible views, dual closets, a private en suite bathroom and a flat screen TV.
The floor to ceiling windows give a great view from the luxurious bed that has high thread count sheets and a memory foam topper for added comfort. What an amazing view!!
The King Neptune Suite's bathroom has a separate dressing area with a single granite topped maple vanity and lots of storage. The separate shower and toilet gives added privacy.
What a great ocean view from the Captain's Jade Stateroom. The sliding doors open directly on to the balcony. This suite has a luxury king bed with memory foam topper and high thread count sheets. There's also a large walk in closet and private en suite bathroom. Sleeping to the sound of the ocean so so relaxing. You'll love it here.
There are large flat screen TVs in all the bedrooms and the great room so everyone can watch their programs. The sliding door opens directly on to the large ocean front balcony and there is a large walk in closet for plenty of storage.
Captain's Jade Stateroom private bath. Beautiful maple cabinetry with granite counter top. Fluffy white towels and a wall mounted hair dryer are provided for your comfort.
The Crew's Quarters Bedroom has a luxury Queen Bed and Bunk Beds. It has a walk in closet for extra storage, too.
The Crew's Quarters is great for two adults and their children or for all the children! This room has a large flat screen TV, too.
The third bathroom is just across the hall from the Crew's Quarters. This bathroom has a tub/shower combo with shower massage. The single maple vanity has a granite top and a hair dryer for your convenience.
Watercrest as viewed from the pool deck. The building was completely renovated in 2016 with a new roof, new windows, balconies were refurbished and the entire building was painted in an updated color scheme.
WaterCrest's Gulf front pool complex has a sparkling pool, a hot tub and a kiddie pool with plenty of deck space and lounges. The pool is heated in the cooler months, too!
Our beachfront hot tub is large enough to stretch out and enjoy!
The kiddie pool is the perfect place to hang out with the littlest ones!
Welcome to Watercrest! Our dramatic entryway includes an amazing water feature wall that everyone will love!
Watercrest is a beautiful building. The entire building was recently renovated with all new paint scheme and new roofs.
Beautiful Sunsets every evening from your private balcony. What a perfect end to a perfect day!
One reserved covered parking space and one space in the main parking lot are included with your rental.
Example Floorplan. See our photos and descriptions for actual furniture and placement.
Great view from your private balcony.
The stackable washer/dryer is handy for doing a little laundry. Iron and ironing board are also provided with rental.
Even a a cloudy day is better at the BEACH!
The pool is fun for everyone!
Neptune's Reef, Watercrest 1004 will be your Perfect Place in Paradise!
The Beach Hut has beach chair rentals and lots of activities available.
Watercrest Raquetball Court and Fitness Room are free for guests to use.
Dramatic new sunsets every evening!
The pool is so inviting.
Plenty of space in the pool and plenty of lounges and seats, too.
It's always a great day at Watercrest
Watercrest Tiki bar has snacks, drinks and beach supplies for sale.
The end of another perfect day in paradise. Come visit Watercrest 1004 soon!
Watercrest Tennis, Pickleball, Shuffleboard, Bocce Ball and Fitness Center are all free for our guests to use. Courts are located above parking on the East and West sides of the building.
Enjoy our "beach library." Feel free to take one or more home with you when you go. Leave the ones you are done with to share with other guests, too.
Secure, state of the art lock system. Each guest has their own code that is timed for their stay.


"Neptune's Reef" is fit for a king! Watercrest 1004 is an elegant 10th floor 3 bedroom, 3 bath Gulf front condominium that comfortably accommodates up to 10 guests with 2 king beds, one queen bed, a set of bunk beds for the youngsters and a queen sleeper sofa. There’s also a pack n’ play available. Amazing ocean views from this condo.  TWO Gulf Front Master Suites make this the best vacation rental condo you'll find in Panama City Beach, FL.  If you need even more space, ask us about our other two 3BR/3BA condos in the same building. We know you'll enjoy your days at the beach as much as we do. Book NOW, you are gonna love this place!

Please contact us for current specials and great discounts!  Phone/text: 850-234-0997,  1 (844) 808-7272 Toll Free
or Click Here To E-mail Us.

This property was completely renovated in 2016 with new ceilings, paint and tile floors throughout with special accent tiles in every room. The well equipped kitchen has granite counter tops, honey oak cabinetry with plenty of storage, a glass top range for easy clean up, a full sized fridge with ice maker and a tri level dishwasher.

All bathrooms are tiled with maple vanities, granite counter tops shower massages and hair dryers.

We invite you to share our special place in the sun on Florida’s Emerald Coast. Getaway to total relaxation at “Neptune’s Reef in The WaterCrest.

The topical and nautical decor is elegant yet comfortable. This fabulous tenth floor unit has two large ocean front master suites and a large third bedroom. With 1442 square feet of living space and a spacious 248 square foot gulf-front balcony overlooking the pool and the beach, you'll have plenty of room to stretch out and relax. Yes, this IS the much sought after 'D' floor plan with two Gulf front master suites, one of the best floor plans on the beach!  And, yes, these photos do show the actual unit you are renting from us.  No surprises at check in!

Watercrest is an elegant eighteen-story high-rise with only ten condos per floor.  The WaterCrest building was completely renovated in 2016 with a new roof, new windows, new exterior and deck painting, pool renovation and much more.  It’s like a new building! The building has four elevators so, you won't have to wait long for an elevator. Park in your very own reserved private covered parking space adjacent to the building. Parking for additional vehicles is also available. Watercrest has a large oceanfront pool, a large hot tub and a kiddie pool.  Our Tiki Bar is pool side and offers quick snacks, drinks and beach goods.  The beach service has beach chairs and all the beach toys you might want for rent by the day or week.  The fitness center is available for all guests to enjoy.  Tennis, shuffleboard and indoor racquet ball courts are also available on property.   If you are having a big family get together or need meeting space, there is a large community room that is available for rental, too.  Onsite security with cameras strategically placed around the property keeps an eye out to help keep everyone safe and secure. WaterCrest is conveniently located on the 'quiet' end of the beach near St. Andrews State Park, there's almost never a traffic jam here. Many great restaurants, recreational activities and golf courses are located nearby.

Bring along your whole family or vacation with your friends in this well equipped condo! All of our beds have quality high thread count linens.  All king and queen beds also have 'memory foam' mattress toppers for added comfort. You’ll feel like you’re sleeping on a cloud.

The private balcony faces west for relaxing in the shade during the day and for enjoying stunning sunset views every evening. You'll love the chaise lounge and outdoor dining table with plenty of chairs. Morning, noon and night, this is the place to be!  The emerald waters of the Gulf of Mexico will captivate you and the soft sugar white sand is so inviting. The view is incredible. Watching the sunset from the balcony is the perfect way to end every day in paradise!

The beach, pools and sun-deck are just steps away. You’ll have fun swimming, building sandcastles, walking on the beach, looking for shells, sunbathing, and much more. On-site beach rental service offers jet ski rentals, banana boat rides, parasailing and beach chair rentals right at your door step.  After a day at the beach, the beachfront pool complex is a cool oasis.  The huge main pool is simply stunning.  It’s heated during the winter, too.  The hot tub is away from the action of the pool for maximum relaxation.  The kiddie pool is perfect for the little ones and their parents to splash and play.

The great room is decorated with nautical accents including a coffee table with a map, a queen sleeper sofa, loveseat, leather recliner, teak accent tables and a 'man-sized' wide screen TV. Enjoy the ocean view from the comfort of the living room or step out onto your own private balcony for a wide-angle view of the majestic Gulf of Mexico. Relax and enjoy the big game, your favorite TV show or a DVD/Blu-ray. Listen to music or stretch out with a 'beach novel' from our collection of books.  If you are not finished with your book when you are ready to go, take it home with you to remember us by!  Relax, relax, relax, enjoy!

The well-equipped gourmet kitchen has plenty of cookware, cooking utensils, dishes, glasses and flatware so you can prepare breakfast, lunch, or dinner right at your fingertips. The modern kitchen features granite counter tops and high end honey oak cabinetry. Both Keurig and drip coffee makers are provided. Dine inside or outside, it’s up to you! Best of all there’s no waiting in line and no reservations required when you vacation in your own condo instead of staying in a hotel room!

The dining room has a beautiful tray ceiling and is elegantly appointed with a glass topped Bali style dining table with six matching chairs and three swivel bar stools at the breakfast bar.   You’ll love the pineapple themed chandelier over the dining table and the majestic artwork depicting sailing ships of old.  If you don't feel like cooking, it's just a short trip to the World Famous Captain Anderson's and Scampi’s. Other great restaurants nearby include Hammerhead Fred’s, Mellow Mushroom, Schooner’s, Spinnaker and many more.  If you just want a quick snack, don’t forget the pool side tiki bar downstairs!

Sleep to the gentle sounds of the ocean in King Neptune’s Master Suite.  There’s nothing quite like sleeping in a bedroom on the beach!  The comfy king-sized poster bed will make you feel like the King of the Sea.  King Neptune keeps watch over your perfect place in paradise! The nautical decor with a tropical twist is truly unique. This bedroom has a floor to ceiling window overlooking the sea and a sliding door that opens onto the balcony. The view is spectacular. Enjoy the flat panel TV and DVD.Blu-ray player. The large private en suite bathroom has a tub/shower combination with beautiful granite counter tops and maple cabinetry.  This suite has his and hers closets and a linen closet for plenty of storage.

You'll feel like the Captain of the Ship in the second ocean front master bedroom in this condo!  This is one of the few floorplans on Panama City Beach with two oceanfront master suites.  We call this the Captain's Jade Stateroom Suite because of the jade carving above the luxurious king sized sleigh bed.  The floor to ceiling windows and sliding door open directly on to the balcony.  The view from your bed is amazing.  There’s plenty of storage in the walk-in closet. The private en suite bathroom has a tub/shower combo with a shower massage. The electronics package in this room includes a 30' flat panel TV and a DVD/blu-ray player.

The Crew’s Quarters third bedroom is decorated in the style of an island cottage with bright tropical colors.  It has one queen bed and a set of bunk beds for the kids.  Persons weighing over 100 pounds should not use the bunk beds.  Perfect for a couple and two children or for all the children in your party.  Kick back and watch some TV, play a game or read a book.

The third full bathroom is conveniently located across the hall from the third bedroom. This bathroom has a maple vanity and granite counter top, a tub/shower combination with shower massage and a hair dryer, too.
The laundry closet is adjacent to the third bathroom and has a large stack washer and dryer.  Really nice for keeping up with all the wet bathing suits and beach towels!  An iron and ironing board are also available for you to use.

Neptune’s Reef provides complimentary Wi-Fi access and Cable TV in all rooms so you can stay connected while you are here.

Why should you rent from Emerald Beach Properties?  Because what you see on our site is what you get!  Yes, these are the actual photos of the unit where you will stay!!  We represent the owners of this unit in order to provide our guests with the best possible vacation rental experience.  So, you get the best of both worlds, a rental by owner AND a professional management company that can take care of your vacation from reservation to check in, to check out and beyond. 

We hope you will visit our little piece of paradise soon. We know you will love it as much as we do.



Washer / Dryer
Sleeper Sofa
DVD or Blu-ray Player
Local Phone Service
WiFi & Wired Internet
Iron & Ironing Board
Telephone - Local & US Long Distance
Hair Dryer
Complimentary Fitness Membership
Outdoor Pool
Heated Pool
Fitness Center
Outdoor Hot Tob
Covered Parking
1 Reserved Parking Space
Outdoor Grill
Shuffleboard On Site
Bocce Ball
Pickle Ball Court
Tennis Court
Dining Table - Seats 6
Coffee Maker
Cookware & Bakeware
Dishes & Utensils
Ice Maker
Granite Counter Tops
Refrigerator & Freezer
Barstools - 3
Keurig Coffee Maker
DVD or Blu-ray Player
50" Flat Screen TV
Sleeper Sofa - Queen
Balcony Access
Ceiling Fan







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Season Period Min. Stay Nightly Rate Weekly Rate
Rooms Details

Room Details

Room Beds Baths TVs Comments
including taxes and fees
Subtotal View Details
Taxes and fees View Details
  • Sleeps: 10
  • Bedrooms: 3
  • Bathrooms: 3